Maximize claim value by identifying scope realities requiring continuous work, trade interaction, and full restoration standards — not patch repairs.
Continuous Replacement
Push when partial repair creates mismatch: roofing (flashings, matching), flooring (dye lot, room-to-room), paint (sheen, texture).
Trade Interaction
If one trade disturbs another, include both. Rule: If it must be touched, it must be estimated.
O&P
Push O&P when 3+ trades or merited complexity requires coordination and supervision.
Supplement Mindset
Every project has three phases: Initial Scope, Construction Reality Adjustments, Documentation-Based Supplements.
Do not ask what insurance will approve. Ask what proper construction requires. Then document and justify.