Maximize your claims.Minimize the stress.
The Claims Ninja writes, negotiates, and manages your insurance supplements so you get paid more, faster, without hiring an in-house claims team.
- Avg. claim uplift
- 40%+
- Claims handled
- 2,400+
- Client satisfaction
- 4.9★
How it works
Four simple steps to a stronger claim
A clear, guided process—from first call to final settlement—built for speed and outcomes.
- 01
Access Your Client Platform
Upload project details to our secure contractor platform for streamlined collaboration and claim management.
- 02
Expert Estimate Writing
Receive a professional insurance-ready estimate prepared for carrier review and supplement support.
- 03
Negotiation & Approval
We manage carrier communication, supplement negotiations, and approval workflows to maximize recovery.
- 04
Public Adjuster Services
When needed, licensed public adjuster support is available for full claim ownership — keeping complex files managed without building an in-house team.
Calculators
Evaluate one claim or your entire pipeline
Run a quick AI-assisted single-claim triage, or model how Claims Ninja stacks up against an in-house team across all your jobs.
High-speed claims operations
AI-Assisted Claims Operations For Restoration Contractors
Claims Ninja combines AI-assisted review, experienced supplement professionals, public adjuster support, and a centralized contractor platform to accelerate estimate delivery and supplement resolution — without an in-house estimator.
Operational performance
24hr
Estimate delivery
AI-assisted triage + supplement team review
~3 weeks
Average settlement cycle
Operational execution, not inbox backlog
40–45%
Avg. increase over carrier estimate
Documented supplement outcomes across restoration trades
AI + expert
Review workflow
Intelligence flagged; experienced supplement professionals finalize
Operations intelligence network
Intelligence
Core
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Client stories
Results that speak louder than ads
“The team at Claims Ninja is genuinely a pleasure to work with, their team is very personable and the estimates are reasonable, providing a good starting point for our projects. And we really appreciate the straightforward approach!”
“These guys don't just handle claims—they run them through a battle-tested, ultra-organized, performance-optimized system that makes our old PAs look like amateurs fumbling in the dark. From the moment they take on a claim, it's like watching a well-oiled machine go to work. Every file is tracked. Every update is clear. Every deadline is hit. No more second-guessing. No more chasing. Just results.”
“We looked for months trying to find a reliable partner to manage our claims. So fortunate to have found a company that actually gets the job done.”
Frequently Asked Questions
Answers to common questions about Claims Ninja.
Claims Ninja is built for contractors, restoration companies, and property claim professionals managing insurance work at volume. If your team handles storm, water, fire, mold, or contents losses and needs stronger documentation and supplement support without building an internal claims department, the platform is designed for you.
Onboarding starts with intake — we review your operation, claim volume, and current workflow. Your team gets platform access, documentation standards, and a clear handoff process for first claim submissions. Most contractors are submitting claims within the first week, depending on claim type and scope.
Supplement support includes scope review, line-item analysis, documentation guidance, and carrier-ready supplement submissions. Expert teams identify missing items, pricing gaps, and code-related opportunities — then organize the file so adjusters can review efficiently.
Fees are structured by service type — not a single flat rate on every file. Estimate writing uses tiered rates by estimate value. Insurance negotiation uses a $150 minimum plus 15% of documented settlement increase when a carrier estimate exists, or 4% of final RCV when no carrier estimate has been provided. Supplement support is 15% of the documented increase approved from submitted supplemental scope. Additional services such as appraisal support or EagleView reports are quoted based on claim complexity.
Expert teams engage adjusters with organized documentation, clear change summaries, and scope support backed by photos and estimates. We track responses, revise submissions when needed, and escalate through appropriate channels — always aligned to your authorization.
AI-assisted review scans estimates and documentation for scope gaps, pricing inconsistencies, and supplement opportunities. Expert teams validate findings before anything goes to a carrier — AI accelerates review, humans make the call.
Claims Ninja is a contractor-focused claims support platform that includes access to licensed public adjusters, estimators, supplement specialists, and other claims professionals when needed. We help contractors maximize claim recovery through documentation, estimate review, supplements, and carrier communication while supporting the overall claims process.
Ready when you are
Start with a free claim review
Tell us about your operation. We'll assess your claim workflow, identify recovery opportunities, and outline next steps.