To the extent permitted by applicable law, Owner assigns to Contractor post-loss rights, benefits, proceeds, and causes of action under the applicable insurance policy that relate solely to Contractor's authorized scope of work.
Where an assignment of benefits is restricted or prohibited by applicable law, this provision operates as a direction to pay and authorization to communicate and cooperate.
This is a post-loss assignment only. It does not transfer ownership of the insurance policy or authorize Contractor to adjust claims beyond its contractual scope unless separately authorized in writing.