Tired of Getting Lowballed on Insurance Claims? Here’s How We’re Changing the Game at Claims Ninja
Let’s be honest—if you’re in the restoration business, chances are you’ve had to deal with at least one nightmare claim. You know the one: you’ve done the work, poured your time and energy into a job, and when it’s time to get paid? The insurance company offers you something laughable—barely enough to cover costs, let alone profit.
That’s the frustrating reality for a lot of good contractors. And it’s exactly why we started Claims Ninja.
We’re here to fix what’s broken—to help honest restoration pros finally get paid fairly. We build detailed, accurate estimates that hold weight with insurance companies. We handle the negotiating. And we’ve built a platform that makes the entire claims process way easier. You focus on restoring homes. We focus on making sure you get paid right for it.
You Can’t Win the Claim Without a Solid Estimate—Here’s How We Help
One of the biggest reasons contractors end up with tiny settlements? Weak or vague estimates.
Insurance carriers don’t care what the job felt like or what you typically charge. They want numbers, scope, justification, and documentation. That’s where we come in.
At Claims Ninja, our team is made up of estimate specialists—real people who know Xactimate inside and out, who understand the ins and outs of industry pricing, and who aren’t afraid to build a scope that defends every inch of your work.
We don’t just fill in boxes. We create:
- Line-by-line estimates that reflect what was actually done
- Region-specific pricing based on current market conditions
- Thorough documentation—photos, notes, code references, whatever it takes
- Estimates for both mitigation and reconstruction, when needed
These aren’t estimates designed to “make the insurance company happy.” These are estimates designed to get you paid fairly. Period.
What Happens When You Submit a Ninja-Level Estimate?
Insurance companies take notice. Because the truth is—they know the difference between a half-baked estimate and one that’s professionally built.
When we submit claims on your behalf, the adjusters recognize who they’re dealing with. They know our estimates are clean, supported, and backed by experience. That alone raises the bar on what they’re willing to offer.
And if they don’t? That’s where our negotiation team steps in.
We Handle the Negotiation So You Don’t Have To (Or Want To)
Let’s face it—negotiating with insurance adjusters is a skill. A tough one. They’re trained to look for weaknesses in your claim. Most restoration pros don’t have time to play that game, and honestly, you shouldn’t have to.
At Claims Ninja, negotiation is what we do every day.
Once the estimate is in, we:
- Talk directly with the adjuster on your behalf
- Push back on low offers
- Justify every line item with data and real-world context
- Go back and forth until the final number makes sense for you
Our goal isn’t just to get the claim approved—it’s to get it approved in a way that protects your profit margins, covers your overhead, and reflects the quality of your work.
“But I Don’t Want to Deal With Tech…” – You Won’t Have To
We’ve also built something we’re incredibly proud of: a custom platform made specifically for contractors like you.
It’s clean. It’s simple. And it makes working with us (and managing your claims) unbelievably easy.
Here’s what you can do inside your Claims Ninja portal:
- Upload docs, photos, invoices—fast and from anywhere
- Chat directly with our team about any job (no confusing threads)
- Track the status of every claim in real-time
- Keep all your files safe and organized, forever
Everything’s in one place. You never have to ask, “Did I send that file?” or “What’s the status of that State Farm claim again?” You’ll know. And so will we.
Real Contractors. Real Results.
We’re not about fluff—we’re about results. And the truth is, our clients regularly see significant increases in their claim settlements after working with us.
Sometimes that’s a few extra thousand dollars. Sometimes it’s tens of thousands.
Here’s what makes the difference:
- Quality estimates = stronger claims
- Clear documentation = less pushback
- Professional negotiation = better offers
- Organized process = faster settlement cycles
We’ve helped contractors boost settlements by 20%, 40%, even 60% more than what they were originally offered. And we’ve done it without making them jump through hoops or learn new software.
We Know What Keeps You Up at Night
This industry isn’t easy. You’ve got crews to manage, schedules to hit, clients to calm, and bills to pay. You shouldn’t also have to stress about whether or not your next claim is going to get lowballed.
We get it. We’ve worked with hundreds of contractors just like you—owners who are tired of fighting tooth and nail just to break even.
You want to grow your business. You want to deliver excellent work. You want to take care of your team and your clients.
You just need someone in your corner.
That’s what Claims Ninja is.
What Makes Us Different?
Here’s the thing—we’re not just another estimating company. We’re not trying to churn out 50 cookie-cutter scopes a day.
We’re hands-on. We care. And we’re built to support contractors, not adjusters.
✅ Real People – We’re a team of estimators, negotiators, and industry vets who actually get it.
✅ One-on-One Support – You’ll know our names, and we’ll know yours. We care about your business.
✅ Focused on Your Profitability – We don’t just chase approvals—we chase fairness.
✅ No BS – We say what we do, and we do what we say.
Ready to Stop Losing Money on Claims?
If you’re tired of rolling the dice with your insurance payouts, now’s the time to change the game. Let us help you get paid what you’re really owed.
It starts with a free consultation. No commitment. Just a real conversation about how we can help you boost your claim settlements, protect your margins, and make your business stronger.
📞 Book your free call today at www.theclaimsninja.com
📧 Or shoot us a message at info@theclaimsninja.comLet’s make your next claim one that gets paid right.
